Car, boat, & motorcycle pawn loans

Step One

Text us a picture of your vehicle & title to  305-414-7296

Step Three

Give us about 15 minutes to get your pawn approved and give you a response.

Step Five

Sign our standard Florida regulated state pawn transaction form. 

Step Two

Let us know how much cash you need;

Minimum $5,000 Maximum $200,000

Step Four

Bring your vehicle and title to our office in North Miami.

Step Six

Your check is issued and you're done. 

Miami Boat & Auto Pawn offers the best rates on collateral pawn loans in Florida. 


There are no financial implications of non-payment of any pawn loan. There is no impact to a client's credit score for late or non-payment. If no payments are made, the pawn loan simply defaults and the vehicle is sold. Collection practices may include a phone call or text message only to remind the client that a payment is due. Pawn loans are automatically renewed when a payment is made. There are no additional penalties or fees when renewing a pawn loan. No pawn loans are permitted under 60 days. The pawn loan is not required to be paid on, or repaid within 60 days. Early prepayment options are always available without any additional fee or cost. The minimum repayment period is 61 days, the maximum is 10 years. The APR does not exceed 35%. 

State License Number: PN4360

 

  • Miami Boat & Auto Pawn does not conduct any credit checks.

  • No pawn loans are under 60 days. The pawn loan is not required to be paid in, or within 60 days.

  • The minimum repayment period is 61 days, the maximum is 10 years.

  • APR rates will vary based on the value of your vehicle however will not exceed 35%. 

  • There are no pre-payment penalties and there are no additional pawn loan fees or charges.

Representative Examples;

  • If you borrowed $1,000 over a 12 month period, your monthly repayments would be $97.40, with a total payback amount of $1168.78 which would have a total cost of $168.78. Representative 29.82% APR.

  • If you borrowed $2,000 over a 24 month period, your monthly repayments would be $105.86, with a total payback amount of $2540.69 which would have a total cost of $540.69. Representative 24.12% APR.

  • If you borrowed $5,000 over a 48 month period, your monthly repayments would be $147.48, with a total payback amount of $7078.88 which would have a total cost of $2078.88. Representative 18.23% APR.

  • If you borrowed $10,000 over a 60 month period, your monthly repayments would be $208.56, with a total payback amount of $12,513.33 which would have a total cost of $2,513.33. Representative 9.20% APR.


Miami Boat & Auto Pawn

364 NW 171st Street

North Miami Beach, FL 33169

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